Accounts Freedom Checking Freedom 50 Checking Freedom Direct Checking Freedom Gold Checking Sharelink 1000 Money Market Index Statement Savings
Recommended Minimum Opening Deposit 
 
$50 
 
$50 
 
$50 
 
$50 
No min but 1,000 shares of UBCP stock required 
 
$2,500 
 
$100 
Minimum Balance Requirements 
 
None 
 
None 
 
None 
 
$1,500 
 
None 
 
None 
 
$100 
Monthly Service Charge 
 
None 
 
None 
 
None 
$7 if balance falls below $1,500 
 
None 
 
None 
 
$2 if balance falls below $100 
No Per Item Fees 
Earns Interest  
Buy Back of Old Checks/Debit Cards 
Unlimited Transactions 
Maximum of 6 transactions or withdrawals 
Maximum of 5 transactions or withdrawals 
Free Internet Banking 
Free Bill Pay 
Free E-Statements 
Free ATM Withdrawals* 
Free Checks 
$7.99Shipping & Handling Fee will be assessed on Freedom Gold & Freedom 50 checking account orders 
Overdraft Funds Transfer 
 
 
 
Free Thank You Gift 
Free Gifts For Referring Friends 
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*$50.00 minimum withdrawal required. Fee waiver applied to account on same day as transaction and shown as refund on monthly statement.
FDIC
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