Welcome to The Citizens Savings Bank! 
Founded along the banks of the mighty Ohio River in eastern Ohio in 1902 by a group of forward-thinking businessmen, The Citizens Savings Bank is a state chartered, commercial banking organization committed to upholding the vision of its founding fathers by strongly supporting the communities in which it is located and meeting the needs of the residents and small businesses that serve these communities…and beyond!   
Our steadfast commitment to the core principles of Customer Service Excellence and Hometown Banking have served us well throughout our proud history!  The Citizens Savings Bank and its two divisions…The Citizens Bank and The Community Bank…have grown and prospered for over 100 years by evolving with the communities that we have pro-actively served and introducing our style of banking to new communities that are in need of the services of a dynamic, community- minded bank that truly makes a difference!   
From our earliest years during the Industrial Revolution to the present days of this Age of Technology, our goal has been to evolve as a financial solutions provider and meet the changing financial needs of the customers that we serve, both consumer and business!  Whether you are just starting down life's path as an individual, beginning as a business or are well established, our goal is to meet all of your financial needs with solutions that are custom tailored for you!  We truly value your business and our relationship and listen to what your specific needs are.  And we deliver!  No matter how big or small your financial needs, we can make it happen for you! 
If you are looking for a bank that treats you with the dignity and respect that you deserve, then The Citizens Savings Bank and its two divisions…The Citizens Bank and The Community Bank…are for you!  We have a strong heritage of service excellence and look forward to being your committed financial partner.  Whatever your dreams or stage in life, we want to be Your Bank! 
We look forward to the opportunity to be of service!  How may we help you today? 
Scott A. Everson 
Chairman, President & CEO 
Your dreams.  Your life.  Your Bank! 

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